Efficiency, Productivity ans Stability of Islamic Banks in Indonesia

Rusydiana, Aam Slamet and Marlina, Lina (2018) Efficiency, Productivity ans Stability of Islamic Banks in Indonesia. Proceedings 4th SEABC 2018. Sriwijaya Economics, Accounting, and Business Conference Internasional Seminar and Conference, Faculty of Economics, Universitas Sriwijaya Palembang Indonesia. pp. 566-572.

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The Shariah banking industry is one of the main indicators of economic development of Islamic finance in Indonesia. In the banking world including Shariah banking, the issue of efficiency and productivity measurement are the two important things that should be noted. However, the determination of limitation factor to be a benchmark of whether a company has been worked efficiently and productively becomes problems itself. This study tried to analyze the CCR models as a basic model in DEA to see the efficiency level of Shariah commercial banks in Indonesia during the period of 2011-2017. Then, this research also examined the condition of efficiency stability of each bank which are presented in quadrant of 4 group formed. The results showed that the average value of CRS (Constant Return to Scale) efficiency of a whole Shariah commercial banks in Indonesia is relatively low at 68%, while the mean standard deviation is 0.12. The results of the Malmquist Productivity Indexof Islamic Commercial Banks in Indonesia showed a decline in productivity growth (TFPCH), the reason for the decline was also caused by the level of technological innovation of banking (TECHCH) and stagnation of changes in the level of efficiency (EFFCH). Therefore Islamic banks need to carry out effective strategies in the current era of technological disruption.

Item Type: Article
Subjects: H Social Sciences > HB Economic Theory
Divisions: Fakultas Agama Islam > Ekonomi Syariah > Artikel Dosen Ekonomi Syariah
Depositing User: Mr Dadang Sudrajat
Date Deposited: 16 Jul 2020 14:04
Last Modified: 16 Jul 2020 14:04
URI: http://repositori.unsil.ac.id/id/eprint/1998

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