PENGARUH CAPITAL ADEQUACY RATIO, BEBAN OPERASIONAL PENDAPATAN OPERASIONAL, DAN NON-PERFORMING LOAN TERHADAP RETURN ON ASSETS PT. MAYBANK INDONESIA TBK. SKRIPSI Untuk Memenuhi Salah Satu Syarat Dalam Memperoleh Gelar Sarjana Manajemen Pada Jurusan Manajemen

THE EFFECT OF CAPITAL ADEQUACY RATIO (CAR), OPERATING EXPENSE OPERATING INCOME (BOPO) AND NON PERFORMING LOAN (NPL) TO RETURN ON ASSETS (ROA) OF PT. BANK MAYBANK INDONESIA TBK. By: Angelia Salsabil Santana (NPM: 203402033) Under the guidence of: H. Nana Sahroni Andina Eka Mandasari The purpose of this research was to know and analyze the factors that affect the Return on Assets at PT. Bank Maybank Indonesia Tbk. period was 2010-2022 that is through Capital Adequacy Ratio, Operating Expense Operating Income and Non Performing Loan. The Method of this research used verification method. To analyze the data used multiple linier regression and coefficient of determination. Based on te result Capital Adequacy Ratio (CAR), Operating Expense Operating Income (BOPO) and Non Performing Loan are the right model to predicted Return on Assets. Capital Adequacy Rasio negative and effect to Return on Assets (ROA). Operating Expense to Operating Income (BOPO) is negative and effect to Return on Assets (ROA). Non Performing Loan (NPL) is non affected Return on Assets (ROA).

Keyword: Capital Adequacy Ratio (CAR), Operating Expense Operating Income (BOPO) and Non Performing Loan (NPL), Return on Assets (ROA)